The Banker Next Door

Episode 139: Should banks be worried about loan loss provisions?

This episode examines the amount of money banks put into their loan loss provisions during Q1 of 2024. Regulators want banks to put more money aside to cover potential loan losses. The question is, are banks putting themselves in jeopardy by not putting aside enough loan loss provisions to cover potential nonperforming loans? In addition, how is CECL performing?  

Episode 138: ICBA's best community banks for 2024

This episode looks at the Independent Community Bankers Association (ICBA) list of best performing community banks for 2024. They list banks in three categories according to asset size. They review banks under $300 million, $300 million to $1 billion, and over $1 billion. The top 25 banks for each category are provided. Banks are judged based on their return on assets (ROA). A link to the article is provided below.  
Link: ICBA's Best-Performing Banks of 2024 (independentbanker.org)

Episode 137: RIP Daniel Kahneman and Jim Simons

This episode acknowledges the passing of two legends in the financial industry, Dr. Daniel Kahneman and Jim Simons. Dr. Kahneman was a psychologist who turned finance on its head by giving rise to “behavioral economics.” Jim Simons was an innovator in finance by pioneering the use the algorithms and artificial intelligence in various trading strategies. He left academia and became one of the most successful investors of all time. His trading firm gave rise to the term “Quants.” R.I.P. Dr. Kahneman and Mr. Simons, they changed the world of finance.

Episode 136: Public vs Private Bank Executive Compensation

This episode reviews an article from Bank Director titled: “Do top executives at public banks get paid more than those at private banks?” The study specifically looked at compensation for four executive positions, which included CEO, CFO, CLO, and CCO. The study encompassed approximately 221 banks ranging in asset size from $1 billion to $5 billion. A link to the article is included below.
Link: Do Top Executives at Public Banks Get Paid More Than Those at Private Banks?  | Bank Director

Episode 135: Banking Update 5-19-2024

This episode provides a weekly update on U.S. banking industry news.

Episode 134: The Lords of Easy Money Part 17

In this episode we continue to review the book The Lords of Easy Money by Christopher Leonard. This book is about the Federal Reserve’s actions from 2008-2021.  The author provides the reader a behind the scenes view on the discussions inside the Fed and ultimately, we see how their eventual actions played out in the larger economy. Did the Fed save the day or permanently destroy our economy? In this episode we review chapter 14.  This is a multi-part series.  

Episode 133: The Lords of Easy Money Part 16

In this episode we continue to review the book The Lords of Easy Money by Christopher Leonard. This book is about the Federal Reserve’s actions from 2008-2021.  The author provides the reader a behind the scenes view on the discussions inside the Fed and ultimately, we see how their eventual actions played out in the larger economy. Did the Fed save the day or permanently destroy our economy? In this episode we start Part 3 and review chapter 13. This is a multi-part series.  

Episode 132: Banking Update 5-12-2024

This episode provides a weekly update on U.S. banking industry news.

Episode 131: The Lords of Easy Money Part 15

In this episode we continue to review the book The Lords of Easy Money by Christopher Leonard. This book is about the Federal Reserve’s actions from 2008-2021.  The author provides the reader a behind the scenes view on the discussions inside the Fed and ultimately, we see how their eventual actions played out in the larger economy. Did the Fed save the day or permanently destroy our economy? In this episode we review Part 2 of the book (Chapters 7-12).  This is a multi-part series.  

Episode 130: The Lords of Easy Money Part 14

In this episode we continue to review the book The Lords of Easy Money by Christopher Leonard. This book is about the Federal Reserve’s actions from 2008-2021.  The author provides the reader a behind the scenes view on the discussions inside the Fed and ultimately, we see how their eventual actions played out in the larger economy. Did the Fed save the day or permanently destroy our economy? In this episode we review chapter 12. This is a multi-part series.