
Tuesday Mar 18, 2025
Episode 343: Can Congress jump start De Novo bank activity?
This episode examines a recent blog post from PCBB titled “New Bank Formation May Get a Boost from Congress” and multiple articles on De Novo activity from S&P Global Market Intelligence (subscription required). De Novo bank activity in recent years has been dead and the reason for that is primarily a regulatory one. De Novo activity has been muted since the great recession from 2007-2009. What do the numbers tell us over the last few years and what can Congress due to help the situation? Getting De Novo banks going again is critical for the future of banking. A link to the PCBB blog post is included below.
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