The Banker Next Door

Episode 199: Banks continue to reduce CRE exposure

This episode reviews an article from bank director titled “Banks start to take their lumps to address CRE exposure” by Paul Davis and an article from S&P Global Market Intelligence titled “Many top office lenders continue to dial back exposure” by Claire Lawson and Robert Clark. These articles highlight how banks are still struggling with commercial real estate concerns and how they are addressing those concerns by reducing overall exposure.
Link: Banks Start to Take Their Lumps to Address CRE Exposure | Bank Director

Episode 198: Update on bank stocks

This episode reviews a series of articles from July through August of 2024 to check in on how banks stocks are performing. Bank stocks continue to be impacted by commercial real estate loans and portfolio concentrations, compressing net interest income, regulatory burden, presidential election cycle, mixed earnings between the big 4 and regional banks, and enthusiasm over AI. Bank stocks are up on the year but had a rough couple of weeks. The hope right now is that rate cuts will help the industry and ignite an increase in M&A activity toward the end of the year.

BND: Strategy Room

This was a live stream on Podbean exclusively for the podcast audience. This live stream was to celebrate the 1-year anniversary of The Banker Next Door. This live stream also served to cover the weekly Banking Update for 8-10-2024.

Episode 197: How to handle a superstar employee?

This episode reviews an article from The Wall Street Journal titled “Are Superstar Employees Worth It?” by Matthew Call. This article looks at the effects of having a superstar employee and how that can be a good and bad thing. What do you have to do to acquire and retain these talented people? Is the price worth it? Can these employees be a long-term benefit? A link to the article is below.
Link: How the Value of High-Performing Employees Evolves Over Time - WSJ

Episode 196: Japan Meltdown!

This episode examines the meltdown in Japan’s stock market, which started on Sunday, August 4th. What is the YEN carry trade? Why did the Bank of Japan raise interest rates? Did the Federal Reserve play a role in this? And what is up with Warren Buffet? A link to related Episode 163 is below.
Links to Episode 163: Japan’s Norinchukin Bank dumps U.S. government bonds!
Podbean - https://joeberq.podbean.com/e/episode-163-japans-norinchukin-bank-dumps-us-government-bonds/?token=4ad84a95cfbc3d3a023b4f42a5c508ae,
YouTube – https://youtu.be/atAGiMQXRIM,
Rumble - https://rumble.com/v5328al-episode-163-japans-norinchukin-bank-dumps-u.s.-government-bonds.html

Episode 195: Banking Update 8-4-2024

This episode provides a weekly update on U.S. banking industry news.

BND: Strategy Room

This is the first BND: Strategy Room live stream episode. I provide information on my career and educational background. I review why I started the podcast, the content that is on the podcast, and what is to come over the next year.

Episode 194: July 2024 jobs report, OH MY!

This episode examines the July 2024 jobs report and what effects it is having on the overall economy and stock market. What do the numbers project for the rest of the year? Below are links to a related CNBC article, WSJ article, Bureau of Labor Statistics data, and FRED data.
Link: Job growth totals 114,000 in July, much less than expected, as unemployment rate rises to 4.3% (cnbc.com)
Link: July Jobs Report: How Markets Are Reacting, in Five Charts (wsj.com)
Link: Bureau of Labor Statistics Data (bls.gov)
Link: Total Unemployed, Plus All Persons Marginally Attached to the Labor Force, Plus Total Employed Part Time for Economic Reasons, as a Percent of the Civilian Labor Force Plus All Persons Marginally Attached to the Labor Force (U-6) (U6RATE) | FRED | St. Louis Fed (stlouisfed.org)
Link to Episode 62: Disaster in the jobs report! https://youtu.be/apYngDt8QQM

Episode 193: Book Review: The War on Cash

This episode is a review of the book The War on Cash by David McRee. This book covers a lot of territory, everything from a cashless society to theft by inflation, civil asset forfeiture, the IRS, shadow banking, and The Patriot Act. It is a very interesting read and makes you think about the purpose of cash in a free society. The point of the book is clear, NEVER EVER GIVE UP YOUR CASH!

Episode 192: Documentary Review: How to Rob a Bank

This episode is a review of the Netflix documentary How to Rob a Bank. This documentary focuses on a bank robber nicknamed “Hollywood,” that robbed 19 banks in Seattle during the 1990’s. How did this bank robber evade the police for 4 years? Did he have help? What new technology and procedures ultimately led to his downfall?