The Banker Next Door

Episode 291: Regulatory war on fintech Part 1

This episode examines the first two articles in a four-part series from Bank Director. The articles are titled “The regulatory war on fintech” and “Regulators take a more hands-on approach to bank-fintech relationships.” These two articles focus on the regulatory reaction to the Synapse Financial Technologies failure. How are banks currently managing third-party relationships, particularly with fintech companies? Should banks be doing more to manage these vendors? What comes out of this can have major ramifications for rule making, brokered deposits, custodial account record keeping, and how these third-party relationships are managed. A link to both articles is included below.  
Link: The Regulatory War on Fintech | Bank Director
Link: Regulators Take a More Hands-On Approach to Bank-Fintech Relationships | Bank Director

BND: Strategy Room New Year's Day Special

New Year's Day live stream. We are going to recap 2024 and take a look at what is to come in 2025.

Episode 290: Top Predictions for Banks in 2025

This episode examines a recent blog post from PCBB titled “PCBB’s President’s Top Predictions for CFIs in 2025.” Regulatory changes, M&A, and small business lending are just a few of the trends for banks in 2025. A link to the blog post is included below.
Link: PCBB’s President’s Top Predictions for CFIs in 2025

Episode 289: A look at PCBB's 2024 year in review

This episode examines three recent blog posts from PCBB titled “2024 in review – Market Challenges, Regulation, Digital Banking, Technology and Cybersecurity.” We look back at some of the things that made 2024 a unique year in banking. Links to all three blog posts are included below.
Link: 2024 in Review: Part 1 of 3 — Market Challenges
Link: 2024 in Review: Part 2 of 3 — Regulations & Digital Banking
Link: 2024 in Review: Part 3 of 3 — Technology & Cybersecurity

BND Christmas Special 2024

This is a Christmas Special. Joy to the world and Merry Christmas to all.

Episode 288: Identifying and rejecting false financial concepts

This episode reviews a chapter from Jim Sammons Financial Freedom Seminar called Identify and reject false financial concepts. We review 16 false financial concepts and discuss why you should reject them. We then discuss 5 factors controlling wealth and how each of these factors trace to God. Finally, we compare man’s ways to financial success versus God’s ways to financial success.  

Episode 287: Book Review: The Wealthy Gardener

This episode reviews the book The Wealthy Gardener by John Soforic. This is an excellent book that offers real life practical advice on managing money and building wealth throughout the course of one’s life. The book is broken down into lessons, which can be read like a daily devotional. Chapter 6 offers the 15 virtues of wealth. Chapter 8 concludes with the 12 ways to troubleshoot money problems. If you are looking for a book to teach yourself or your kids practical life lessons about money, this is a great one.   

BND: Strategy Room 12-21-2024

The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week.

Episode 286: How can banks better manage liquidity?

This episode examines a recent article in Bank Director titled “Navigating the new liquidity landscape.” Banks continue to struggle with a shifting funding landscape. First a surge in deposits, then a rapid increase in interest rates, followed by bank failures and a regulatory response, and finally a shift in deposit mix. Banks have been navigating a field of rapid changes on the funding side of the balance sheet. In this environment, what can banks do to better manage funding and maintain strong net interest margins? A link to the article is included below.
Link: Navigating the New Liquidity Landscape | Bank Director

Episode 285: How can banks maximize their branch network?

This episode examines a recent article in Bank Director titled “How banks can capitalize on their branch networks.” How can banks maximize the investment and growth opportunities of their branch network? A link to the article is included below.
Link: How Banks Can Capitalize on Their Branch Networks | Bank Director