The Banker Next Door

Episode 122: The Lords of Easy Money Part 11

In this episode we continue to review the book The Lords of Easy Money by Christopher Leonard. This book is about the Federal Reserve’s actions from 2008-2021.  The author provides the reader a behind the scenes view on the discussions inside the Fed and ultimately, we see how their eventual actions played out in the larger economy. Did the Fed save the day or permanently destroy our economy? In this episode we review chapter 9. This is a multi-part series.  

Episode 121: Banking Update 4-28-2024

This episode provides a weekly update on U.S. banking industry news.

Episode 120: Republic Bank Fails!

This episode examines the seizure of Republic First Bank by regulators and the subsequent sale to Fulton Bank. Republic Bank is the first bank failure of 2024 and the 6th largest bank failure since 2010. Republic bank had approximately $6 Billion in assets at the time of its failure on Friday, April 26, 2024. A truly crazy end to an epic bank soap opera!
Link: Episode 79: As the Republic First Turns! https://youtu.be/oPOefMW4Jco

Episode 119: Interview with Robert White, CEO of 1st Colonial Bank

This episode is an Interview with Robert “Bob” White, CEO of 1st Colonial Community Bank. We discuss Bob’s career, what it is like being the CEO of a community bank, the background of the bank, and his thoughts on the regulatory environment and overall economy. 1st Colonial is a community bank based in Pennsylvania and New Jersey that seeks to provide relationship banking and excellent service to all its customers.
Link: 1st Colonial Community Bank | South NJ & Southeast PA

Episode 118: Interview with Bryan Nester, CEO of Nester Insurance

This episode is an Interview with Bryan Nester, CEO of Nester Insurance. We discuss the current health insurance environment for business. Nester Insurance is an independent insurance and financial services firm with offices in Pennsylvania and New Jersey. They specialize in providing employers with personal uncomplicated solutions to group health benefits plans, administration, and compliance management.
Link: Bryan Nester | Nester Insurance Agency (ebadvisor.com)

Episode 117: World's Largest Banks (by assets)

This episode looks at the world’s largest banks by assets as of April 2024. The four largest banks in the world continue to be Chinese. The U.S. big four all continue to remain in the top 15. JP Morgan continues to remain in the 5th spot.

Episode 116: Banking Update 4-21-2024

This episode provides a weekly update on U.S. banking industry news.

Episode 115: ICBA 2nd Quarter Regulatory Update

This episode provides an update for the 2nd quarter of 2024 on the hot button regulatory issues currently being proposed in the U.S. banking industry. We use the Independent Community Bankers Association (ICBA) 2024 Advocacy in Action brief as a guide. A link to the PDF brief is provided. Also included are links to associates episodes on Beneficial Ownership Information (BOI) and Dodd-Frank Act 1033 or Open Banking.
Links:
https://www.icba.org/docs/default-source/icba/advocacy-documents/2024-2nd-quarter---advocacy-in-action.pdf?sfvrsn=f0ece517_1/
Episode 40: BOI - YouTube – https://youtu.be/LgNY199MNo0
Episode 85: BOI Update - YouTube – https://youtu.be/P0BdNXMPgkk
Episode 41: Open Banking - YouTube – https://youtu.be/7CrNxeg5sy8

Episode 114: Provident-Lakeland M&A deal unusual conditions?

This episode examines the recent M&A deal between Provident and Lakeland banks in which regulators imposed unusual conditions for their approval of the transaction. The areas highlighted include commercial real estate (CRE), capital, and residential mortgages. Could these conditions become the norm in M&A transactions? If so, what does that mean for M&A activity?

Episode 113: Do the clothes make the man?

This episode examines how men dress in today’s financial services industry. What does your dress say about you? Are you fully utilizing the “halo effect”? In today’s laid back “business casual” world, do you still need to “dress to the nines”? What does dress mean for men in terms of maturity, leadership, providing, generosity, and gentlemanliness? As the proverb says, “the clothes make the man.”
Link: Episode 11: The Corporate Athlete - YouTube –  https://youtu.be/3YDDtfO6aq0