The Banker Next Door

Episode 112: Will OCC & FDIC policy changes help M&A?

This episode examines recent policy changes from the OCC and FDIC around bank mergers and acquisitions. Both regulatory agencies are seeking to make changes to The Bank Merger Act. While both regulatory agencies state these changes will benefit M&A transactions is that ultimately what the actual effects will be?

Episode 111: What is Pig Butchering? (Crypto Series Part VIII)

This episode continues the crypto series with a look at a new crypto related fraud called Pig Butchering. You will not want to miss how this fraud is carried out.

Episode 110: Banking Update 4-14-2024

This episode provides a weekly update on U.S. banking industry news.

Episode 109: The Lords of Easy Money Part 10

In this episode we continue to review the book The Lords of Easy Money by Christopher Leonard. This book is about the Federal Reserve’s actions from 2008-2021.  The author provides the reader a behind the scenes view on the discussions inside the Fed and ultimately, we see how their eventual actions played out in the larger economy. Did the Fed save the day or permanently destroy our economy? In this episode we review chapter 8. This is a multi-part series.  

Episode 108: Interview with Greg Smith from Stonier

This episode is an Interview with Greg Smith, who is the Curriculum Director for the Stonier Graduate School of Banking. Stonier is a banking school, which is run through the American Bankers Association (ABA) and has a partnership with the Wharton School of Business at the University of Pennsylvania. Stonier has been around for 89 years and was originally founded by Dr. Harold Stonier in 1935. Listed below is a link to the Stonier website with information about the program.
Link: https://www.aba.com/training-events/schools/stonier-graduate-school-of-banking/about-stonier

Episode 107: Banking Update 4-7-2024

This episode provides a weekly update on U.S. banking industry news.

Episode 106: Update on bank M&A news

This episode provides an update on bank merger and acquisition news. Will the anticipated wave of bank M&A deals materialize or is M&A activity dead for 2024?

Episode 105: Update on bank bond portfolios

This episode provides an update on how bank bond portfolios are faring so far in the first quarter of 2024.

Episode 104: Can you be all things to all people?

This episode asks the question can you be all things to all people? In the early 2000’s, after the repeal of the Glass-Steagall Act, banks sought to create a “universal” banking model by getting into investment banking, commercial banking, insurance, wealth management, leasing, etc. Did this strategy actually work? We look at a comparison between investment banking and wealth management services.

Episode 103: Vendor or Partner?

This episode asks the question are the companies banks work with vendors or partners? Regulators require that banks have a “vendor management system” and manage “third-party relationships.” Why then are vendors frequently referred to as “partners”? Is the bank really entering into a partnership? Can someone you hire to provide a service be a partner?