The Banker Next Door

Episode 53: U.S. Population Growth

This episode examined projected U.S. population growth and median income for 2024-2029. Will U.S. population growth continue to grow over the next five years? Will median household income continue to increase over the next five years? What does this mean for the overall economy and the future of the country?  

Episode 52: Managing Your Regulator

This episode looks at what it means to “manage the relationship with your regulator.” Looking at the current regulatory environment and what bank executives are currently experiencing. It is critical that your bank appropriately manages their regulatory relationship.

Episode 51: Change in Control Agreements

This episode provides an overview of change in control (CIC) agreements for bank executives. Particularly how it relates to merger and acquisition transactions.

Episode 50: Credit Card Debt Update

This episode provides an update on credit card delinquency at the six major credit card banks and looks at the affects of this debt on the U.S. consumer.  

Episode 49: Banking Update 1-21-2024

This episode provides a general update on the U.S. banking industry.

Episode 48: Review Skandal! Bringing Down Wirecard

This episode reviews the Netflix documentary on the rise and fall of Wirecard. In addition, we examine the aftermath and provide an update on the current situation. Below is a link to the article referenced in the episode from the Wall Street Journal.
https://www.wsj.com/world/europe/hes-wanted-for-wirecards-missing-2-billion-hes-now-suspected-of-being-a-russian-spy-61d79ee2?page=1

Episode 47: General Banking Industry Update

This episode provides a general update on the U.S. banking industry by looking at various articles depicting information on regulation, profitability, deposits, lending, interest rates, etc.  

Episode 46: Bank M&A Update

This episode provides an update on the merger and acquisition environment in the U.S. banking industry for 2023 and discusses possible paths for M&A in 2024.  

Episode 45: Banks dumping loans?

This episode looks at why big banks are selling off segments of their loan portfolios to private lenders and what some of the potential consequences could be.

Episode 44: Is the Fed going to cut interest rates?

This episode examines dissent at the Fed or a lack there of and what that means for long term decision making. What one of the Fed governors thinks about the current economic situation. Additionally, we look at some articles exploring how the reduction of interest rates could affect the market in 2024.