The Banker Next Door

Episode 241: Discusion with DelphX CEO, Patrick Wood, on Credit Rating Security (CRS)

This episode is an interview with Patrick Wood, who is CEO of DelphX Capital Markets. Patrick and I discussed his company’s specialty in the bond market. He introduces the company’s new product called Credit Rating Security (CRS). This product shields insurance companies from credit rating downgrades while enhancing return potential. Patrick and I also discussed his career, Bernard Baruch, and the movie Margin Call. A link to DelphX Capital Markets website is included below.
Link: Home - Building a better credit market through risk-diffusion (delphx.com)

Episode 240: Interview with crisis management expert Stephanie Craig

This episode is an interview with Stephanie Craig, who is President of Kith. Stephanie has built her reputation as a crisis expert by guiding some of the world’s most prominent people and organizations through their most trying moments. Kith is an elite crisis preparation, response and recovery firm focused on one thing: your reputation. Stephanie and I discuss crisis management and things bank management should consider when doing business continuity and disaster recovery planning. A link to Kith’s website is included below.  
Link:  Kith | Kith’s sole focus is to defend corporate reputations in times of crisis, and grow Reputation Resilience in times between

Episode 239: Learning Agility and navigating a crisis!

This episode looks at a recent article in Bank Director titled “How Western Alliance and its board navigated a crisis.” This is a good example of how a bank board of directors can work with their senior management team in a time of major crisis. Furthermore, we examine the concept of ‘learning agility.’ A link to the Bank Director article is included below.
Link: How Western Alliance and Its Board Navigated a Crisis | Bank Director

Episode 238: What is up with men not in the work force?

This episode examines a recent article in CNBC titled “More men in their prime working years are neither working nor looking for jobs – here’s why.” We also looking at multiple charts from the St. Louis Federal Reserve Fred for unemployment, unemployment (education), and labor force participation for men. Right now, we have a disturbing economic picture of millions of men in their prime working years that are not currently in the labor market. This will become a major problem. A link to the CNBC article is included below.
Link: Why more men are dropping out of the workforce (cnbc.com)

BND: Strategy Room 10-4-2024

The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week.

Episode 237: The 2Q 2024 GDP number was WHAT?

This episode reviews a recent article from Zero Hedge titled “Mystery of upward GDP revision solved: You are all $500 billion richer now according to a revised Biden admin spreadsheet.” The article highlights how the 2Q 2024 GDP numbers were “adjusted” for a more positive result. The GDP numbers are being manipulated just like the unemployment numbers. A link to the Zero Hedge article is included below.
Link: Mystery Of Upward GDP Revision Solved: You Are All $500 Billion Richer Now According To A Revised Biden Admin Spreadsheet | ZeroHedge

Episode 236: Let's talk about deposit strategy!

This episode reviews a recent blog post from PCBB titled “Are deposit costs finally easing?” With interest rates reducing, this blog post offers five strategies banks should be considering for managing their deposits in this challenging environment. Every bank should be thinking about these deposit strategies. A link to the blog post is included below.
Link: Are Deposit Costs Finally Easing? (pcbb.com)

Episode 235: Interview with commercial insurance provider Ryan Stillwell

This episode is an interview with Ryan Stillwell, owner of Stillwell Risk Partners. Ryan is a commercial insurance provider. Stillwell Risk Partners specializes in providing business and commercial property insurance. The focus of the interview is on commercial real estate coverage. We discuss different property types, what is happening in the marketplace, what you should expect, things you should consider when evaluating different properties, and how you can better cover loss and flood risk. A link to Stillwell Risk Partners website is included below.
Link: Professional Insurance Advisors | Stillwell Risk Partners

BND: Strategy Room 9-27-2024

The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week.

Episode 234: Review of Bank Director's 2024 Technology Survey

This episode reviews Bank Director’s 2024 Technology Survey. The key findings include delayed projects, fraud concerns, tech budget increases, hiring developers, and board priorities. This is a great survey for understanding how banks are utilizing technology in the industry and what challenges they are currently facing. A link to the Bank Director article and 2024 technology survey are included below.  
Link: 2024 Technology Survey: Envisioning Your Bank’s Future | Bank Director
Link: 2024TechReport-OpenVersion-v2.pdf (bankdirector.com)