The Banker Next Door

Episode 307: A look at CFPB report on flood insurance

This episode examines a CFPB report on flood insurance disparities. Is there a significant difference in the likelihood that homeowners with a mortgage are adequately insured against flooding based on location, income, and assets? A link to the report is included below.  
Link: Flood Risk and the U.S. Mortgage Market | Consumer Financial Protection Bureau

BND: Strategy Room 1-25-2025

The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week.

Episode 306: What is a better way to raise liquidity, IPO or OTC?

This episode examines a recent blog post from Independent Banker magazine titled “Growth Goals: Navigating IPOs and OTC Trading.” If your community bank is looking to raise capital, what is the better strategy an initial public offering or over-the-counter trading of stocks? This article sought to weigh the pros and cons of both strategies. A link to the article is included below.  
Link: Growth Goals: Navigating IPOs and OTC Trading

Episode 305: A look at the CFPB report on the use of 'Buy Now, Pay Later'

This episode examines the CFPB report on Consumer Use of Buy Now, Pay Later and other unsecured debt. How is ‘Buy Now, Pay Later’ (BNPL) being used by consumers? What is the delinquency profile? How does usage differ by age groups? Are consumers with high credit card debt more likely to utilize BNPL? A link to the report is included below.  
Link: Consumer Use of Buy Now, Pay Later and Other Unsecured Debt

Episode 304: A look at the FDIC 2024 small business lending survey

This episode examines the FDIC 2024 Small Business Lending Survey and a recent blog post from PCBB titled “Building stronger bonds in small business lending.” What are some of the key trends around small business lending? What role is technology playing? Are approval times improving? Are community banks retaining their edge? Links to the FDIC report and the PCBB blog post are included below.
Link: FDIC Small Business Lending Survey 2024
Link: Building Stronger Bonds in Small Business Lending

Episode 303: A look at the FDIC Q3 2024 banking profile

This episode examines the FDIC third-quarter 2024 banking profile and a recent blog post from PCBB titled “FDIC Q3 data: Good times for small banks, but will they last?” How is the banking industry performing? How are community banks performing? How is the Deposit Insurance Fund (DIF) performing? Links to the FDIC report and the PCBB blog post are included below.  
Link: FDIC Quarterly Banking Profile - Third Quarter 2024
Link: FDIC Q3 Data: Good Times for Small Banks, but Will They Last?

Episode 301: ICBA's plan for the new congress

This episode examines ICBA’s plan for the new congress and administration. ICBA’s new plan titled “Repair, Reform, and Thrive: ICBA’s plan for powering local economies” addresses key policy challenges facing community banks. The new plan offers a regulatory and legislative agenda to fix broken regulations harming communities and offer ways to fuel the future of community banking. A link to the website is included below. 
Link: Repair, Reform, and Thrive - ICBA's Plan for Powering Local Economies

BND: Strategy Room 1-18-2025

The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week.

Episode 302: Crypto industry update (Crypto Series Part XIV)

This episode provides an update on the crypto industry by examining several articles in The Wall Street Journal (subscription required) titled “Behind Bitcoin’s rally is a simple fact: Supplies are limited” and “Crypto industry hopes Trump can finally get them bank accounts”. In addition, we provide some industry related news to give a full picture of what is happening in the crypto world.   

Episode 300: Update on international banking

This episode examines five recent articles in S&P Global Market Intelligence (subscription required) that focus on current banking situations in Canada, Mexico, France, Japan, and China. These countries are all facing a myriad of problems that include tariffs, real estate, and economic issues.